Financial Planner

A financial planner can help you manage your finances, plan your retirement, determine how to make the best use of an inheritance, and make sure your investment portfolio is working to meet your personal financial goals.

Make sure you choose the right financial planner for you. Use the Buyz123 three step guide to assist you in the decision process.

Step 1: Research   

The Buyz123 guide
Read how this guide can assist your decision-making and ensure that you consider all your options before making a choice. more

What is available on the market?
Research the various types of financial planners that are available on the market and what you need to know about before you make a selection. more

• Types - fee only financial planner, commission based financial planner, commission & fee financial planner
• Certification - licensing, accreditation, education/qualifications
• Special interest - self employed, disabled, gay, single parent
• Experience/references

Are they suited to me?
Ask yourself these key questions to make sure that your new financial planner is the “perfect fit” for you. more

• Do I need help planning for financial goals or dream purchases?
• What tasks do I want my financial planner to perform for me?
• Do I have any special needs or problems I need my planner to solve?

> Research Links
> Video Links


Step 1: Evaluation   

Once you know what's available - it's time to narrow down the options
Look at how well each particular financial planner meets your particular needs and eliminate the ones that don't suit you. more

• Membership to professional associations
• Investment strategies - bonds, insurance, stock market, managed funds
• Years of experience in financial planning
• Fees charged - fee only, commission only, both

My features list
Use this list to get a quick and effective overview of the financial planner and to ensure that they have all the features that are most important to you. more

Comparing financial planners to one another
Consider these questions to help you make that final choice. more

• Which financial planner is the best value for money?
• Which do I trust the most?
• Which financial planner suits my needs the best?
• Which do I like the best?

> Evaluation Links

Step 1: Purchase   

I want to choose a financial planner - but how?
The different ways you can choose a financial planner and the pros and cons of each method. more

• Internet, over the phone, in person
• Choosing a financial planner - questions to ask

> Purchase Links