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Home Insurance

Taking out adequate home insurance cover is the only way to protect your home from the risk of major incidents such as fire. One's home is often the biggest asset an individual owns, so finding the right insurance with the right coverage that you need should be a high priority.

Make sure you buy the right home insurance for you. Use the Buyz123 three step guide to assist you in the selection process.


Step 1: Research   Research

The Buyz123 guide
Read how this guide can assist your decision-making and ensure that you consider all your options before making a selection. more

What is available on the market?
Research the various types of home insurance that are available on the market and what features you need to know about before you make a choice. more
  • Types of cover
  • Conditions -building assessment
  • Utilities - gas, electrical
  • Cost and payments
Is it suited to me?
Ask yourself these key questions to make sure that your new home insurance policy is the “perfect fit” for you. more
  • What do I need home-structure insurance for?
  • How much would it cost to rebuild my home?
  • Does the building have any special features?
> Research Links
> Video Links


Step 1: Evaluation   Evaluation

Once you know what's available - it's time to narrow down the options
Look at how well each particular home insurance policy meets your particular needs and eliminate the ones that don't suit you. more
  • Policy coverage - inclusions, exclusions, limits on claims
  • Policy features - insured amounts, deductibles, no claim bonus
  • Discounts - home alarm, multiple policies, home structure
  • Cost - setup costs, payment frequency, extra cover options
My features list
Use this list to get a quick and effective overview of the home insurance policy and to ensure that it has all the features that are most important to you. more

Comparing home insurance policies to one another
Consider these questions to help you make that final choice. more
  • Which home insurance policy offers the best value for money?
  • Which home insurance option is the most comprehensive?
  • Which of these home insurance plans best meets my needs?
  • Which home insurance policy do I like best?
> Evaluation Links

Step 1: Purchase   Purchase

I want to buy it - but how?
The different ways you can buy home insurance and the pros and cons of each method. more
  • Internet, over the phone, insurance agency, insurance broker, bank, finance company
  • Choosing a seller - questions to ask
  • The final decision


> Purchase Links


Overview  Research  Evaluation  Purchase
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  Overview
Research
Evaluation
Purchase


      

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