Step 1: Research
The Buyz123 guide
Read how this guide can assist your decision-making and ensure that you consider all your options before making a selection.
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What is available on the market?
Research the various types of home insurance that are available on the market and what features you need to know about before you make a choice.
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- Types of cover
- Conditions -building assessment
- Utilities - gas, electrical
- Cost and payments
Is it suited to me?
Ask yourself these key questions to make sure that your new home insurance policy is the “perfect fit” for you.
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- What do I need home-structure insurance for?
- How much would it cost to rebuild my home?
- Does the building have any special features?
> Research Links
> Video Links
Step 1: Evaluation
Once you know what's available - it's time to narrow down the options
Look at how well each particular home insurance policy meets your particular needs and eliminate the ones that don't suit you.
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- Policy coverage - inclusions, exclusions, limits on claims
- Policy features - insured amounts, deductibles, no claim bonus
- Discounts - home alarm, multiple policies, home structure
- Cost - setup costs, payment frequency, extra cover options
My features list
Use this list to get a quick and effective overview of the home insurance policy and to ensure that it has all the features that are most important to you.
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Comparing home insurance policies to one another
Consider these questions to help you make that final choice.
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- Which home insurance policy offers the best value for money?
- Which home insurance option is the most comprehensive?
- Which of these home insurance plans best meets my needs?
- Which home insurance policy do I like best?
> Evaluation Links
Step 1: Purchase
I want to buy it - but how?
The different ways you can buy home insurance and the pros and cons of each method.
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- Internet, over the phone, insurance agency, insurance broker, bank, finance company
- Choosing a seller - questions to ask
- The final decision
> Purchase Links