Step 1: Research 
The Buyz123 guide
Read how this guide can assist your decision-making and ensure that you consider all your options before making a choice.
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What is available on the market?
Research the various types of vehicle finance that are available on the market and what features you need to know about before you decide.
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- Types of lenders - banks, credit unions, dealerships
- Options
- Incentives
- Penalties - early pay out
Is it suited to me?
Ask yourself these key questions to make sure that your vehicle finance is the “perfect fit” for you.
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- What amount do I need to finance this vehicle for?
- What do I feel I need to learn about financing before going to the dealership?
- Do I currently have a lender or financial agency that I am comfortable doing business with?
> Research Links
> Video Links
Step 1: Evaluation 
Once you know what's available - it's time to narrow down the options
Look at how well each particular vehicle finance option meets your particular needs and eliminate the ones that don't suit you.
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- Bank loan - interest, repayments, methods
- Dealership - lease, mileage, options
- Credit card - interest, repayments
- Personal loan
My features list
Use this list to get a quick and effective overview of the vehicle finance option and to ensure that it has all the features that are most important to you.
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Comparing vehicle financing options to one another
Consider these questions to help you make that final choice.
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- Which vehicle finance options best meet my needs?
- Which is the easiest to obtain?
- Which has the best terms and conditions?
- Which do I like the best?
> Evaluation Links
Step 1: Purchase 
I want to buy it - but how?
The different ways you can obtain vehicle finance and the pros and cons of each method.
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- Internet, over the phone, dealerships, finance companies, banks
- Choosing a lender - questions to ask
- Other considerations
> Purchase Links